Should I Pay Off Debt or Invest? This calculator will help determine whether you should invest funds or pay down debt. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Building Your Legacy A four-step framework for building a personal legacy. Financial Aid for Students 101 Help your college-bound child explore scholarships, grants, and more with this article on paying for higher education. Why do Renters Have to Save More? How much more would retirement cost if you owned your home rather than rented? It could actually be several times less.